|
FACTORS TO CONSIDER WHEN BUYING A BOAT LIFT
KNOW YOUR CONTRACTOR:
Before hiring a contractor you should ask a few questions:
· How long has the contractor been in the construction business?
· Can they provide references from satisfied customers for the type of
work you are requesting?
· Is the contractor licensed in Monroe County?
If so, what type of license does the contractor hold and what is the license number?
You can also check out your contractor online at these websites:
a) http://www.myflorida.com/dbpr/
Across the top tool bar, click on “Verify a License”
b) http://oss.monroecounty-fl.gov
On the left hand side of the home page click on “Contractor Search
You should always ask for a Certificate of Insurance and a copy of their contractors license.
PERMITS:
The permitting process is lengthy, averaging two and a half to three
months. While it is tempting to skip the permits, it’s a bad idea. The
Army Corps of Engineers and local governmental authorities can levy
heavy fines and require that the lift be removed. As important, local
authorities are there to insure that the contractor has the proper
qualifications and that the job is done correctly. If you are
replacing a lift and have a copy of the original Army Corps permit,
that step may be skipped; however, you still need a local permit.
Remember, if you pulled a Homeowners Permit and are having someone
else to install the boatlift for you, that permit no longer is valid
and you can still be fined by the county. Whoever is installing the
boatlift must have the permit in their company’s name. This way, you,
the homeowner, is assured that the company is legitimate, has all the
proper credentials, and is registered with Monroe County.
This is not what you want to happen to your new lift!
An incorrect installation, by an unnamed, unreachable gentleman.
 |
LOCAL SERVICE:
Your new boat lift will be operating in a very harsh environment of
salt water, sun and heavy loads. It needs periodic inspection and
servicing. From time to time it may also need repair, which if delayed
could result in serious problems. Make sure the manufacturer/dealer
has a local service organization and a commitment to prompt response
to your service needs.
WORKERS' COMPENSATION:
Workers’ compensation coverage is established to protect both workers
and employers. Since the homeowner can also be considered an employer,
you should be sure that your contractor and his workers are covered;
otherwise you may be liable if workers on your dock are injured and
are not covered. Ask the contractor you select for a certificate of
insurance that shows evidence of workers’ compensation insurance.
LIABILITY INSURANCE:
Accidents can and do happen around construction sites. Unless your
insurance will cover any damages resulting from an accident, ask your
contractor for a certificate evidencing his liability insurance.
Contact us today for all your boatlift and
davits needs!
|
